On November 1, 2015, open enrollment started for the Affordable Care Act a.k.a. Obamacare! In order to have your plan start by January 1, 2016, you need to enroll by December 15, 2015. It is very easy to enroll; just go to https://www.healthcare.gov/ If your employer does not offer health insurance as a benefit of employment, then you should consider obtaining health insurance through the Affordable Care Act.